Patients needing an organ transplant must meet certain medical criteria and provide proof of long-term access to post-transplant medications needed to preserve the transplanted organ and the patient’s life. These vital medications and necessary follow-up medical care are only available through full health insurance coverage.
For patients unable to pay their health insurance premiums, this means they may never be listed to receive a transplant. Some kidney patients are eligible for financial support while on dialysis, but that support ends when patients no longer require dialysis.
For eligible patients, ITF assistance covers 100% of the monthly health insurance premium cost for 36 months (three years) post-transplant and a transition over months 37 through 48 (year four) to full patient responsibility. ITF does not cover deductibles, co-payments or out-of-pocket costs.